When dealing with a probate property, one of the first and most important responsibilities whether you’re a lay or professional executor is to ensure the property is properly secured. A vacant home can quickly attract unwanted attention, and small oversights can lead to big problems such as leaks, theft, or insurance issues.
Here’s a quick guide to safeguarding a probate property:
1. Turn Off Gas, Electricity, and Water
If the property is going to be unoccupied for any length of time, it’s advisable to switch off the gas and electricity at the mains. This reduces the risk of fire or electrical faults. The water system should also be drained down to prevent frozen pipes and leaks, particularly during the colder months. Some insurers even require this step for vacant property cover to remain valid.
2. Review and Update Locks
Check all doors and windows to ensure they lock securely. If there are any missing keys or concerns about who might still have access, changing the locks is a simple yet crucial security step. In some cases particularly if the property has old or damaged doors it may be worth fitting new, more secure doors altogether.
3. Arrange Vacant Property Insurance
Standard home insurance usually becomes void once a property is left empty for more than 30 days. Vacant property insurance is designed to cover unoccupied homes, protecting against risks such as vandalism, theft, fire, or water damage. Be sure to read the policy requirements carefully, as many insurers stipulate regular inspections or maintenance checks.
4. Ongoing Checks and Maintenance
Even with all systems turned off and insurance in place, it’s wise to carry out periodic checks or instruct a property management service to do so. Regular visits can help identify issues early, deter trespassers, and maintain the property’s condition for eventual sale or transfer.
At Clearanceco, we work closely with executors to provide professional property clearance and management services, ensuring every probate property is safe, secure, and ready for the next stage. If you need advice or assistance, our team is here to help.
Contact us today to learn more about our probate property services.